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In certain instances where individuals are going through the trauma of battling personal debts, bankruptcy may be the best solution to secure a debt-free future. It is a court-based procedure, where the debtor can either petition to be declared bankrupt or have it forced on them by a creditor.

A trustee takes control of the assets and will sell them to pay off as much of the overall debt as possible. The trustee has extensive powers of investigation so trying to hide assets can have disastrous consequences.


If you have received a petition for bankruptcy, the team at RBW Restructuring & Insolvency can provide you with options to deal with your debts and if necessary, recommend an insolvency solicitor to represent you in Court at the hearing.

We are able to assist you if you have been made bankrupt and discuss possible exit routes with you.

We can also assist in matters where a property is jointly owned to liaise with the Official Receiver or the appointed trustee in bankruptcy to negotiate settlement on your behalf.


The personal insolvency specialists at RBW will be happy to discuss all matters with you and the options available. Please call our personal insolvency director on 01372 711050 or [email protected].